This podcast and blog will explain how to Buy Smart and Save big on a car, truck, motorcycle or any other big ticket purchase

F&I, (business office). What to expect

Electric vehicle new model 233 miles  60,000 dollars….Volvo

Forced pitch from F&I, get up and leave

What to do with F&I  aka business office

Business as usual in sales

CPI to stop payment packing

Delivery after bank approval

Dealer finance reserve is the biggest ticket

No to everything can be as bad as yes

Geographic add-ons help resale

OEM add-ons

Dealers use add-ons to build the discount in the beginning

Always request the factories extended warranty

F&I is shop-able for almost all products

Do your add-on planning early

Read all the numbers in your paperwork

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Basic review

1. Untrained salespeople be prepared
2. F&I pushing prior to the business office
3. Do I need get ready
4. When you run out of time
5. In person please
6. Trade shopping
7. Enough quotes?
8. OTD, CPI
9. Not your friends
10. Your name is enough
11. Payment calculator
12. Used Car-fax or Auto-check
13. Flood check
14. Dealer repair order

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Getting the most out of yours

1. Which is better, new or used?
2. Deal and method
3. What is the plan for a trade in or a sale
4. Ways to sell your trade
5. Know why you are selling
6. What you should verify and know
7. Retailing pays
8. Trade or not to trade
9. Preparation is the same
10. Know what you are trading
11. Deal first, trade second
12. Getting all the resale out of yours
13. Small investment, big return
14. No matter what you are trading
15. Trade payoff planning

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Limited time effort

Consumer Report Yearly Automotive edition

My score card

They got a lot right

What people usually miss

 Beware when rushing

Due diligence rush  

Phone and Internet

Is one-price a choice?

One day, the whole day

Be assertive, not aggressive

Aftermarket exceptions

What slows you down?

Something is better than nothing

The basics of the basic

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Securing credit situations

Speedometer laws

Fixing you score

Costs that are coming

credit sources. 

Beacon scores and how they relate  

Down payment makes a difference

Many levels in autos

Buy here pay here  last

Secondary finance sources are better then BHPH

Get some testimonials!

You can still shop!

Do what you can for your score now

Average credit can get a better call, shop

Where there’s a will there’s a way

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