This podcast and blog will explain how to Buy Smart and Save big on a car, truck, motorcycle or any other big ticket purchase

The due diligence you need to do

Black Friday bull

2022 Consumer Report has a great ratings section

Brand tells the story best

Due diligence is paramount

There are no short cuts

Buying tips? Watch out

Know what you want

Used price calculation methods for used

Use the Monroney label for online comparison of a new

The internet for today’s deal but not buying

Get the facts and leave the rest.

Beacon scores

Bank rates and terms

Internet quotes or however possible

Assertive not aggressive

Shop dealer installed accessories before the deal

Chose a few dealers

Compare amenities

Go in armed with the facts

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One price, No haggle

Be prepared for the electric push

The one price- no haggle culture

There are no special deals

Why it is used

Lower overhead and better averages

It’s not customer satisfaction

2+2 is not 5

No haggling does not mean good price

Ho Hum prices

F&I can take heir time and your money

Don’t let your guard down for a second

Negotiating is pro customer satisfaction

One price gives a dealer higher average profits

No matter what it says, haggle anyway or move on

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The cons of dealer advertising

Bad ads = bad experience

Bait and switch

Switching stories

Ridiculous trade values

No matter what you owe

Rebate tricks

Employee pricing, means what?

Disclosures

Plus everything

Radio, newspaper, magazines, TV, social media,

FTC will help eventually

Not a single number is factual

A dealer’s ads uncover their ethical character

Nothing else matters but OTD and CPI

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Dealing on a low priced used

Salvage title means Brought back from being totaled

Junk is just that

Why was it salvage

AS IS describes current condition

used leasing isn’t good

Inexpensive (cheap) used vehicles are different

Priorities have a number

Clear title is always number one

A check list

Low dollars are low value

Banks always play a part

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Used vs new buying, how are they a different?

There are many things you should consider

Deciding what is a little less perfect

Resale consideration is much the same

You need wholesale and retail prices

Use all the pricing guides

For exact options you can’t be too picky

Special reports will help

List of key considerations

What Dealer is a consideration

What are your Basic needs

Check for flood signs

More due diligence

Even more banks

They will call if you walk

OTD or CPI, always

Cash pressure on the non-dealer

Handling your trade?

CPO is a no go

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Things not to do

CPO promises

Florida AG is on the lease question

Email that tells the real story

The don’t do it list

The reverse of what to do

Test driving?  No pricing

Out of time

Three choices as I see it

Sometimes what not to do is just as good

Take time for Due diligence

Avoiding mistakes

From basic to not so basic

A list of not to do

Leasing adds six to the list

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The Lemon law, state and federal tips

All states have a lemon law

All states are different

Arbitration could be available

Federal lemon law Magnuson-Moss

FTC new or used

Effort equals results

The main concepts

The Magnuson-Moss Act

Assertive, never aggressive

Buy gas and donate to climate research

Leasing isn’t a scam

You can negotiate by payment if you follow the rules

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Buy Electric, yes or no?

Making a choice about vehicles

Number of trades won’t matter

Get the hot seller when you can

Chip story isn’t a big factor

Green new deal crazy

Reviews and reports on electric

Mild hybrid

Hybrid

Plug in hybrid

Total electric

The resale facts

Cost of ownership

Convenience has value

Price , distance, time, safety

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Protecting your credit plus a bonus: Questions to start your purchase

You have more time

Protecting credit score

Score factors

What hurts credit

Too much buying power

End the extra credit

Communication is king

Ask all sources

Peter to Paul

Reset the budget

What are the questions you need to research?

Budget

Unit with MSRP

Trade prep

Minus equity

New or used , lease or buy

Where

When

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When you purchase can make a big difference in cost

Reviews point you in the right direction, usually

Resale value  should change the point totals

Trucks, cars, Motorcycles, etc. Resale changes the equation

When can make you a winner

Day, week, month, time of day, all matter

The Weather can change timing

Holidays

Last day or the 32nd

Afternoon

Hot just like cold

Current, left over, late model used

When not to buy

Leasing times are similar

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