Protecting your credit plus a bonus: Questions to start your purchase

Protecting your credit plus a bonus: Questions to start your purchase

You have more time

Protecting credit score

Score factors

What hurts credit

Too much buying power

End the extra credit

Communication is king

Ask all sources

Peter to Paul

Reset the budget

What are the questions you need to research?

Budget

Unit with MSRP

Trade prep

Minus equity

New or used , lease or buy

Where

When

Check out this episode!

Posted in Buying an automobile | Leave a comment

When you purchase can make a big difference in cost

When you purchase can make a big difference in cost

Reviews point you in the right direction, usually

Resale value  should change the point totals

Trucks, cars, Motorcycles, etc. Resale changes the equation

When can make you a winner

Day, week, month, time of day, all matter

The Weather can change timing

Holidays

Last day or the 32nd

Afternoon

Hot just like cold

Current, left over, late model used

When not to buy

Leasing times are similar

Check out this episode!

Posted in Buying an automobile | Leave a comment

How to recognize and protect resale value

Always a good test drive

Comfort is predicable

Elbow grease when you are testing

Corvette wins on dollars

Resale is always part of the deal

A seemingly good deal might be the opposite

Considered the least

Around the clock

Can you predict it?

What determines the value?

How to protect it

There are many factors

Brand can be big

Think it through first

Check out this episode!

Posted in Buying an automobile | Leave a comment

Extended warranties and more

Extended warranties and more

Buy you lease or turn it in?

This year it is yes

Assuming good condition

Motor home safety

Buckle up

Tires are a concern

Practice

Fix it or trade it

Condition and care tell the story

Fixing is always cheaper

Extended warranties are a question

Keeping it? Yes

Always from the maker

With a warranty fix or trade is never a question

Check out this episode!

Posted in Buying an automobile | Leave a comment

Leasing advantages update

Confirming the lease advantage

Electric vehicles mean different taxes not zero taxes

A crazy 2500%

Hurting the people to help the planet

Get quotes     

Trade shopping

Beacon score

Calling Banks

Insurance cost?

Consider add-0ns

The considerations when you’re picking a dealer

Due diligence is paramount

Leasing means more Choices

More vehicles in 10 years

Keep it, trade it or walk away

No repair.

Mileage is a plan, either way

Tax?

Lease trade due diligence

Easy shopping with sign and drive

Check out this episode!

Posted in Buying an automobile | Leave a comment

How to negotiate a winning deal

How to negotiate a winning deal

Leasing scam update

EV units and fires

We primarily talk the how of buying

Get the dealer to offer

Knowledge is key

Due diligence support

Waiting for results

Can you do better?

Persistence

Deal and trade separate if possible

Talk when there is a need

Offer and facts together

You may need to walk

No substitute for due diligence

Check out this episode!

Posted in Buying an automobile | Leave a comment

What to expect from F&I plus a LEASE ALARM

 

Leasing treachery by the manufacturers

Everyone call the FTC

Help is on the way for kids and pets left in a vehicle

Lots of other help is coming

Smart headlights

F&I as a conversation

Business office money

Myriad of products

Every product can appeal to someone

Reserve commissions can be huge

Be prepared, due diligence

Payment packing is real

How to guard

F&I Menu approach

Review you payment in the business office first

90 day bump

Listen to the products info, it might be good for you

Shop the F&I products before you go into buy

The more you know, the less their advantage

Check out this episode!

Posted in Buying an automobile | Leave a comment

What you should know qbout your automobile insurance

Facts to know about your automobile insurance  

  • Should you buy a loaner vehicle?
  • No real Care
  • Savings would have to be big
  • Rental if you must
  • Extended service is a policy
  • Gap insurance is a policy
  • Car, truck, motorcycle, motor-home or boat, Insurance is part of the process
  • Auto insurance is another plan
  • Just because they sound like the least expensive
  • Hundreds of companies, millions of quotes
  • Driving record isn’t number one
  • Credit is Key
  • What loyalty?
  • Teens mean dollars
  • Bundles mean nothing
  • Where are the discounts?
  • Shop them all, often

Check out this episode!

Posted in Buying an automobile | Leave a comment

What to do if there is a problem with your deal

What to do if there is a problem with your deal or the vehicle

Watch out for the problems lists on the net

They either suggest the wrong thing or can’t explain it

If your deal has a problem

Factory problems must follow a plan

Due diligence, due process

Follow the Chain of command

Salesperson, Manager, Dealer principal or GM

Manufacturer (Company.com) and the bank  

Better business (BBB.org)

Attorney general (your state.gov/attorney general)

FTC (federal)

UDAP statutes will help

Attorney last

Assertive and persistent, not aggressive

Check out this episode!

Posted in Buying an automobile | Leave a comment

What are CPO – Factory certified preowned vehicles?

What are CPO – Factory certified preowned vehicles?

Episode 300, lots of subjects and lots of ideas

Look through the list and pick out what you need

CPO vehicles and value

Read all the material for a specific certified unit

 Check points sound huge

Just marketing another way

Bank rates with CPO

Certified can cost several thousand more

Why pay in advance for what might happen

Low mileage and a clean car fax

The retail book value does not have an add on for certification

Certification vs resale value, zero

Sometimes the promises lower your guard

Certify your own and save a lot of money 

Check out this episode!

Posted in Buying an automobile | Leave a comment