At the end or near the end of your deal you will travel to the F&I office.  AKA the Business manager.  This persons job is to make extra money for the selling dealer and complete the paper work.  The F&I department works under the flag that they are a customer service person and finalize all paperwork.  This is true but their main job and how they are paid is by making money in their department

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If you lease your vehicle  for 3 years or less, you don’t need an extended warranty that goes beyond the warranty that comes with the vehicle.   These are called mechanical break down or extended service, contracts.  I will call them extended warranties for this blog to avoid any confusion with prepaid maintenance.

If you buy your vehicles and keep them for more than 4 years, I recommend a warranty that lasts until you plan on trading or a year longer.  If your vehicle has a little warranty left when you trade it in, that’s a factor that should make the trade value slightly higher and let’s face it, plans change. be on the safe side.

The one rule that I think you should always follow is, only purchase the extended warranty that is offered by the manufacturer.  There are after market companies that offer warranties.  The dealer probably makes more money with after market warranties and a they probably receive a higher rate in their service department if  the warranty needs to be used but regardless, no one will cover your vehicle better than the factory. No one has more invested in you being happy then the manufacturer does. The factory warranty is good at any “That brand” dealer.  Many after market warranties require you to pay and then they reimburse you.  There are tons of reasons to stick with the factory on the warranty.    That’s my opinion and I’m sticking to it